This property qualifies for a seller-paid 2-1 Buydown, offering lower interest rates and reduced monthly payments for the first two years (ask for details!). The seller is also open to negotiating a credit toward personalizing the home and can sell with or without furnishings ~ a rare combination of flexibility and value. Set in one of Port St. Joe's most desirable neighborhoods, this well-crafted 4-bedroom, 3-bath home features a saltwater pool and no HOA, blending comfort, space, and privacy. Perfect for multigenerational living, large families, or anyone who loves to entertain, it sits on a spacious corner lot designed for easy Florida living. Upstairs, the private master suite includes dual closets, a large bath, and a separate dressing area. The main level offers three additional bedrooms and two full baths, giving everyone plenty of space. The family room opens directly to the pool area through sliding glass doors, creating effortless indoor-outdoor flow. Enjoy thoughtful upgrades throughout-quartz countertops, COREtec luxury vinyl plank flooring, stainless steel appliances, and soft-close cabinetry. Recent improvements include a new pool pump and integrated timer installed in October, tankless water heater, central vacuum system, laundry/mudroom, outdoor shower, gas fireplace, and ample covered parking (carport, driveway, and canopy).